Category Archives: Deputyships

Financial matters for the terminally ill

By | Deputyships | No Comments

Terminally IllLiving with or caring for a person who is terminally ill can put a strain on finances.

Firstly, is the ill person in receipt of a salary or benefits from their employers? If not, have they or their representative notified the benefits office? Also talk to citizens advice bureau, as the DWP (Department of Working Pensions) are not the only Government Department paying out for terminally ill people. If the application for support has been turned down; claim again, or challenge the decision. Goddards handle some 50+ cases every year and in 75% of the cases DWP get it wrong.

Also look at the “Social Care” entitlements. These are managed by the local council, under the newly implemented “Care Act 2014”. Unfortunately local councils still do not fully understand the act and their legal obligations under the Act. Again, if refused help, appeal.

If one is terminally ill; the benefit cap doesn’t apply.

Again one may be eligible for council tax support (or Council Tax Reduction).

In addition the people who are caring for the terminally ill person may be entitled to benefits and support from social services.

And finally, bereaved family members may be able to get financial support from the government through a bereavement payment, bereavement allowance or widowed parents allowance.

The best support for all these areas is “Marie Curie” whose website covers all these problems and their solutions.

Case I

By | Deputyships | No Comments

When we were appointed as Deputy by the Court of Protection; for a “Non Compus” lady; we found that she was living at home with an illegal immigrant (with child); and the house was unsafe.

We immediately obtained a “Care Order” for her, and had her moved into a Care Home. We then obtained an eviction order for the illegal immigrant; and once we have vacant possession, we sold the property and invested the funds. We also found she had not been claiming/receiving her old age pension; and so we were able to collect the 5 year backlog and also invest that money.

As a result, we had funds to pay for her care home thus saving the local authority the cost.

Case II

By | Deputyships | No Comments

We had a German individual who was passed to us by the Local Authority and appointed by the Court of Protection. No one knew anything about him.

The house was unfit to live in, and so we had him placed in care (he is now very happy).

We found he held over £500,000 in the Bank, so we spent £75,000 on making the house habitable; and we then let it out for £1,500 per month.

In addition, we approached the German Embassy who assisted us in searching his history. The German Department Work & Pensions, had been trying to find him to pay a State Pension for some 3 years; and also he had worked for a German Bank who had also been trying to find him. As a result, we obtained back pay on his pensions; and some £1,500 per month in pensions going forward.

As a result we had funds and income to pay for his Care Home, this saving the Local Authority the cost.